Jack Meyers was kind enough to write a guest article for us today.
If you have a parent or parents who need housing but do not have any income other than social security, you know how hard it is to find a place for them to live that they can afford. Many places have income limits they need to achieve before they can live there, and other ones, especially those that offer full time care, are so expensive that it is just ridiculous. However, there are two housing options that I know of for seniors with social security as their only means of income.
1. Income Based Senior Citizen Communities – The first option is income based. That means that the rent your parents pay every month is based on how much they receive from social security. It is usually very fair and leaves them enough money for food and other expenses. However, these communities usually do not offer the amenities or care that more expensive options do. Ideal for independent seniors, these communities also allow only those in a certain age bracket to live there, making it both safer and quieter than a normal apartment complex.
2. Individuals –Another option for seniors that cannot afford much is living in someone’s home. Often individuals are looking for someone to rent out a room or garage apartment for a very affordable price. An elderly, quite resident is ideal in that case. The only danger here is making sure that your parent is capable of taking care of themselves and that the person they will be sharing a house with is someone they get along with. Sometimes the rent can be further offset if your parent is willing to help with an elderly relative or child for a few hours during the day or night.
There are always ways of finding an affordable place to live. You just have to do a little research and maybe think outside the box. If your parent needs a place to live but does not have income aside from social security, then try one of these two ideas and see what you can find.
Jack Meyer is a regular contributor for http://www.nannybackgroundcheck.com/. As a detective he wants to spread the knowledge of terrible things that can happen when people don’t fully verify the credentials of a caregiver or any employee. He also writes for various law enforcement blogs and sites.